Sanchay Services acknowledges the expectations of its customers (hereinafter referred to as “customer/ you/ your”) with regard to privacy, confidentiality and security of Personal Information that resides with the Sanchay Services. Keeping Personal Information of customers secure and preventing any misuse thereof is a top priority of Sanchay Services.
This Privacy & Security Policy (hereinafter referred to as “Policy”) explains how we protect Personal Information provided to our websites such as www.sanchayservices.com (hereinafter referred to as “Website”) and how we use that information in connection with our service offered through the Website (hereinafter called as "Service").
2. PERSONAL INFORMATION:
Personal Information (which may be a Sensitive Information “SI”) means any information /documents/details that relates to a natural person, which either directly or indirectly, in combination with other information available or likely to be available with the Sanchay Services, is capable of identifying such person.
This Policy is applicable to the Personal Information (including but not limited to details pertaining to your name, parentage, marital status, nationality, state of residence, city of residence, email address, date of birth, gender, contact number/mobile number, user ids, passwords, recent photograph, signature image, e-KYC through UIDAI, Aadhaar based e-Signature and other Know Your Customer (KYC) documents like address proof, identity proof, income proof, PAN or such other officially valid documents/details (OVDs) accepted for concluding a financial transaction) which are shared/ uploaded by you, as and when you avail the products and services vide the online application forms and questionnaires through usage of Website and which Sanchay Services may become privy to. By visiting and/or using our Website, you agree to this Policy. Further, this policy applies to all current and former visitors to the Website and to our online customers. It is strongly recommended for you to return to this page periodically to review the most current version of the Policy. Sanchay Services reserves the right at any time, at its sole discretion, to change or otherwise modify the Policy without prior notice, and your continued access or use of this Website signifies your acceptance of the updated or modified Policy. However, if we make any material change to the Policy, we will notify you by email (sent to the e-mail address specified in your account) or by means of a notice on this Website prior to the change becoming effective.
4. EXPRESS CONSENT:
5. PURPOSE AND USAGE:
Sanchay Services will not sell or rent your Personal Information to anyone, for any reason, at any time. However, we will be sharing your Personal Information/ Sensitive Information with our affiliates and business partners, where we feel that they will be able to assist you better for the purpose of underwriting and approval of your credit card, loan and approving investment in Mutual Fund or any other financial product transaction/related transaction. Sanchay Services uses the information collected and appropriately notifies you to manage its business and offer an enhanced, personalized online experience to you on its Website. By registering on the Website you authorize Sanchay Services to send texts and email alerts to you and any other service requirements, including promotional mails and SMSs Further, it enables Sanchay Services to:
There are number of products/services such as loans, credit cards, mutual funds, offered by third Parties on the Website, such as lenders, banks, credit card issuers. If you choose to apply for these separate products or services, disclose information to these providers, then their use of your information is governed by their privacy policies. Sanchay Services is not responsible for their privacy policies.
7. LOG FILES:
This information may include internet protocol (IP) addresses, browser type, internet service provider (ISP), referring/exit pages, operating system, date/time stamp, and/or clickstream data. We may use the collected log information about you to improve services offered to you, to improve marketing, analytics, or Website functionality.
8. TRACKING TECHNOLOGIES:
9. TESTIMONIALS, BLOGS AND OTHER FORUMS ON Sanchay Services WEBSITE:
10. WE KEEP YOUR DATA SECURE:
We follow generally accepted standards to protect the Personal Information submitted to us, both during transmission and once we receive it. Since no method of transmission over the Internet, or method of electronic storage, is 100% secure, therefore, we cannot guarantee its absolute security. If you have any questions about security on our Website, you can contact us at privacy@ sanchayservices.com. We use a combination of firewalls, encryption techniques and authentication procedures, among others, to maintain the security of your online session and to protect Sanchay Services online accounts and systems from unauthorized access. When you register for the Service, Sanchay Services requires a password from you for your privacy and security. Sanchay Services transmits information such as your Registration Information for Website or Account Credentials securely. Our databases are protected from general employee access both physically and logically. We encrypt your Service password so that your password cannot be recovered, even by us. All backup drives and tapes also are encrypted.
11. ISO 27001:
ISO/IEC 27001:2013 is the international standard for management of information security and provides a systematic approach to keep sensitive company information secure. Getting the ISO 27001:2013 certificate is a reassurance for our customers that Sanchay Services complies with the highest standards regarding information security. Sanchay Services is ISO/IEC 27001:2013 certified under certificate number IND17.0322/U. We have implemented the ISO/IEC 27001: 2013 standard for all processes supporting the development and delivery of services by Sanchay Services.
Sanchay Services intends to provide clear information about banking products and services. The information and data in the Website are generic in nature. Our efforts are to offer accurate and responsible data. We are not responsible for any sort of discrepancies.
There is no purpose of violating any copyright or intellectual copyrights issues. All information provided on the portal Sanchay Services is subject to the discretion of the same and is likely to change without any notice. Though, any changes in public utility will be communicated immediately in our portal.
We have tried to maintain high standards in quality, clarity, and accuracy of the material posted on the portal. Sanchay Services is not legally responsible for the same in any matter whatsoever. Employees, partners, and associated staff of Sanchay Services are not accountable for any loss, harm, or damage due to usage of information from the portal. Customers are advised to use their own discretion in such matters. The information provided on the portal is of financial, insurance, and legal nature. It is a mutual understanding that customers association with the portal will be at the customer's preference and risk.
BEWARE OF FRAUDULENT PHONE CALLS AND E-MAILS. Sanchay Services clarifies to public that Sanchay Services or its officials will never ask customers/visitors to deposit any money/cash for any of our services. Public receiving such phone calls/emails are requested to intimate Sanchay Services along with details at firstname.lastname@example.org