Sanchay Services

HDFC - Home Loans

Loan Slab	Interest Rates (% p.a.)	RPLR minus Spread
Up to and including Rs.30 lacs	10.50 to 11.00	RPLR - (6.25 to 5.75)
Rs.30.01 lacs onwards	10.75 to 11.25	RPLR - (6.00 to 5.50)

Loan Slab	Interest Rates (% p.a.)	RPLR minus Spread
Up to and including Rs.75 lacs	10.15 to 10.65	RPLR - (6.60 to 6.10)
Rs.75.01 lacs onwards	10.50 to 11.00	RPLR - (6.25 to 5.75)

Loan Slab	Interest Rates during the 2 Year Fixed Rate Term (% p.a.)*	Post the Fixed Rate Term the applicable Interest Rates shall be the prevailing Rate of Interest under Adjustable Rate
Up to and including Rs.30 lacs	10.25 to 10.75	RPLR – (6.60 to 6.10)
Rs.30.01 lacs to Rs.75 lacs	10.50 to 11.00	RPLR – (6.60 to 6.10)
Rs.75.01 lacs onwards	10.50 to 11.00	RPLR – (6.25 to 5.75)

Attractive Interest Rates
Tenor up to 30 years
No Prepayment / Foreclosure charges
Home Loan counseling-sharing of over 30 yrs. Of Home Loan Experience.
Maximum Funding up to 85-80 %
Up to 0.50% of the loan amount or Rs.2,000 whichever is higher, plus applicable taxes.
Simple Documentation
Balance Transfer Facility
Personalized Doorstep Services.

Below is the list of documents required to process your loan application.

Duly filled and signed application form.
Passport sized photograph for the application form.
Salary slips for the last 3 months.
Copy of Form 16 and Income Tax Return for last financial year.
Copy of the bank statement of the Salary Account for the last 6 months and copies of statements of any other account.
Copy of Identity proof: Voter's ID card/Passport/PAN card/ Driving licence.
Copy of Residence proof: Ration card/Electricity bill/ Telephone bill).
Supporting documents for assets and investments.
Copy of property documents (in case you have selected the property)
Processing fees cheque drawn in favour of HDFC of Rs. 10,000 or 0.50 %( plus applicable taxes) whichever is lower for employed cases only.
Details of loans/ obligations from any other bank/ financial institutions (copy of the statement).

Offer limited period. Terms and condition apply
Thank you for giving us an opportunity to serve you.